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Winners two years in a row
In 2011 we were the first company in our industry to be awarded Compliance Team of the Year for the second year running .
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From the beginning
From the moment you first call us, you will find we are open, honest and transparent. Every customer we speak to is in a unique situation. We aim to reflect your circumstances in our dealings with you.
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Sophisticated collections
Our experience from working with so many customers allows us to gain insight into their accounts . We segment the debt we collect – so we know which customers to approach first and how to approach them.
Welcome to 1st Credit
We are an award-winning UK debt purchase and collection company. We manage ledgers and debt portfolios – buying debt from, and collecting debt on behalf of, some of the UK’s leading companies and institutions.
We help businesses recover their money, and people repair their credit history.
How we work
We are fair, sensitive and ethical. It has led to us winning Compliance Team of the Year at the Debt Collection Awards two years running – in 2010 and 2011.
We are regulated by the Office of Fair Trading (OFT) and we adhere to the Credit Services Association (CSA) and Debt Buyers and Sellers Group (DBSG) codes of conduct.
Businesses and customers
We buy debt, collect debt on behalf of businesses, trace customers and, once we have found them, collect their debts. Companies across the UK work with us or sell us debt because we have specialist teams to work with customers in different situations, from bankruptcy to family bereavement.