The 1st Credit Income/Expenditure calculator below will help you work out your financial incomings and outgoings and help determine what you can afford to repay.

MONTHLY INCOME MONTHLY EXPENDITURE
Your take home pay   Mortgage/rent
Partner take home Pay/ Additional house income   All household bills
(e.g., utilities, council tax etc.)
Value and type of benefit/ received (e.g., housing/job seekers)   Travel costs
Car insurance/maintenance/public transport
Any additional income   Debt repayment
Loan/Credit/Debit card
Loan/Credit/Debit card
Loan/Credit/Debit card
Loan/Credit/Debit card
TOTAL INCOME

  TOTAL EXPENDITURE

        RESULT